Rates and Insurance | Anjali Dhar, PsyD
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Rates and Insurance

Rates

  • $270 for the Initial Evaluation (60 minutes)

  • $185-$260 for ongoing sessions (45 to 55 minutes)

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Clients typically need 55-minute sessions, particularly when just starting therapy. Appointments are weekly to start and can be reduced to a different frequency as things improve (typically every week). 

Using Insurance

I am currently in-network with Aetna, Samaritan, Regence and PacificSource commercial insurance plans (I do not accept OHP/PacificSource Community Solutions). I will be able to accept Moda insurance in mid-February 2024. I am happy to verify benefits for you and to ensure you are aware of how much you will pay each session and if you have a deductible, though I also recommend calling your insurance to verify coverage.

Out of Network

If you are not in-network with one of the above insurance plans, that's ok! Many insurance plans have Out of Network (OON) benefits. This means that a portion of my full therapy fee (typically 50-75%) could be covered by your insurance plan even if I am not in their network. To find out, please contact your insurance provider and ask them the following questions: 

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  1. Do I have Out of Network benefits for behavioral health? What is covered? How much does your plan pay for Out of Network therapy?

  2. Do I have a deductible I need to meet before I can use Out of Network benefits? 

  3. Do you cover telehealth appointments for Out of Network providers?

  4. What is the best way to be reimbursed for therapy if I used Out of Network benefits?

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If you find out that your plan covers out of network services, the way it works is that you would be charged for the full rate after your therapy session and your insurance plan would reimburse you directly for a percentage of my fee.  If you have questions about this, please contact me or your insurance provider. 

Sliding Scale

I offer several sliding-scale spots to clients who have a demonstrable financial need. All sliding scale spots are currently full. Please contact me for future availability, or use OpenPath to find other clinicians who may have open sliding scale slots. 

Good Faith Estimate

A Good Faith Estimate (GFE) is a document that outlines the estimated costs associated with a medical procedure or treatment when you do not use insurance or are uninsured. It includes information such as the cost of a procedure and any additional fees you may incur. The purpose of the GFE is to provide transparency and help patients understand the costs associated with their medical care. If you are not using insurance for our sessions (unless you are submitting sessions to your insurance for Out-of-Network benefits), I will provide a document that outlines estimated costs for therapy and go over these costs verbally with you before you decide to make an appointment. It is important to review the GFE carefully and ask any questions you may have before proceeding with treatment. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Learn more at www.cms.gov/nosurprises. 

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